Enrollment for healthcare begins

The HealthCare.gov website, where people can buy health insurance, is displayed on a laptop screen in Washington, Tuesday, Oct. 6, 2015. Consumers shopping on the government’s health insurance website should find it easier this year to get basic questions answered about their doctors, medications and costs, according to an internal government document. (AP Photo/Andrew Harnik)

NEW YORK, N.Y. (NEWS10) – For the third time now, Americans can sign up for healthcare under president Obama’s affordable care act.

The open enrollment period for 2016 coverage began Sunday.

Anyone who needs insurance can sign up through the national heath exchange, or the exchanges run by your state, including New York, Vermont and Massachusetts.

There is financial assistance available for those who qualify. In 2016, the fine for not having health insurance will go up to $695 or 2.5% of taxable income, whichever is higher.

Last year the fine was $325 or 2%.

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